Claiming For Burst Pipes: How Your Insurance Assessor Can Help

Dealing With Burst Pipes Is Not Just A Plumber's Job - Making Your Flood Insurance Claim Can Also Be Complicated

The winters of 2009/10 and 2010/11 were utterly freezing across the UK, and these temperatures are likely to come back in 2011/12. This will lead inevitably to an increase in the number of burst pipes in business premises and private homes in the UK. Business premises are especially vulnerable as they are generally not heated after business hours.

The floods from burst pipes damage plaster and flooring, as well as possibly destroying stock and costing money from lost trade. When a mains-fed water pipe freezes then bursts in your home the results can be catastrophic. Replacement ceiling, new flooring and redecoration can all be necessary in the worst cases. An emergency plumber should be called out as soon as a burst pipe is discovered. Insurance companies would recommend that your next call be to them so they can send a loss adjuster to the scene. They are employed directly by your insurers.

In the current financial climate, insurers are under pressure to save as much money as possible. Freezing weather creates losses on a huge scale for insurers. Insurance assesors, such as Truman Associates, can make the whole process of claiming faster, easier and more profitable for you. As insurance claims management specialists, they will scutinise the fine print of your insurance policy ensuring you claim for everything you are entitled to, including loss of earnings and any cleaning up that is needed.

Truman Associates have many years experience as insurance claims professionals and will liaise with your insurers on your behalf, expediting the payment of your claim and leaving you to organise the recovery your business premises or home.

Truman Associates will not only ensure your burst pipe or flood insurance claim covers everything possible, but will also make sure your claim is settled as quickly as possible. Timeliness of settlement will be important where there is not money to spend in advance to get a business up and running The insurance company's loss adjuster is not there to help you claim or speed up any settlement.

Loss adjusters work directly for the insurance company and are under pressure to reduce claims as far as they can.

This is where an insurance loss assessor can make a huge difference. They are experienced professionals who are devoted to achieving the best outcome for you. If you have a burst pipe at your business premises or at home, contact Truman Associates to ensure you get an insurance settlement that properly reflects the costs incurred.

Your insurance company takes your premiums every year so it’s no more than you deserve.